Credit crunch
This starting July i wont be able to my credit card due to the new credit card regulation, its not like that i am not afford to have one, its just i have to switch bank, At the moment i was given a maximum of $3500 to use the visa but when i applied to the 'Approved' bank, guess what? i was given a $7400 cash credit card limit! With that amount of credit limit sure will influence my shopping habit and not to mention buying things online.
Nonetheless, i am not worried about this new credit card regulation because i still can survive without credit cards you know, but its the habit of using them seems inevitable, who cares next month i will be receiving 2k for every month, with that i intend to save for the future and put some on a debit card or cash card, with that then i will be able to shop online again, Yay!